if you want to, use the revenue which is 35 to 40 billion dollars a year, use the revenue to help fund the r&d tax credit. use the revenue to help fund a partial payroll tax holiday. if you're thinking about demand, that's the right thing to do. then longer term, you know, we can't afford the trillion dollars over ten years to give tax breaks for the top 2% of the population. >> smith: mark zandi. >> i wouldn't raise anyone's taxs in 2011. the recovery is just too fragile. i think laura is right in a normal economy, i don't think high income tax payers would respond to this increase in tax rates because it's a small increase. but these aren't normal times. i think high income households are psychologically very, very fragile. they've seen their nest egg significantly diminished because of the stock and housing values. i think we're taking a gamble with the recovery at this point. let me say, i think by 2012 and 13, 14 when the economy is off and running, then let's phase them in and let those tax rates go. we do need to address the long- term fiscal problems but not in the near term. >